Lifeline Lending, LLC

 Rev. 06/2018                                        PRIVACY POLICY


                               WHAT DOES LIFELINE LENDING, LLC DO WITH YOUR PERSONAL INFORMATION?


FACTS                                        

 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you   how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

Why?

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: n        Social Security number and income

n  Credit history and payment history

n  Credit scores and employment information

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Lifeline Lending, LLC chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information institution  

 

Does Lifeline Lending, LLC share?

Can you limit this sharing?

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

 

Yes

 

 

No

For our marketing purposes— to offer our products and services to you

 

Yes

 

No

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes— information about your transactions and experiences

 

Yes

 

No

For our affiliates’ everyday business purposes— information about your creditworthiness

 

Yes

 

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We don't share

 

To limit our sharing Questions?

n      Call 877-418-4898 — our menu will prompt you through your choice(s)  

 

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we   sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Call 877-418-4898

v.1 -3/2025

 

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Who we are

 

Who is providing this notice?

Lifeline Lending, LLC

What we do

 

How does Lifeline Lending, LLC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Lifeline Lending, LLC collect my personal information?

We collect your personal information, for example, when you

n  Open an account or give us your income information

n  Apply for a loan or give us your contact information

n  Show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

n  sharing for affiliates’ everyday business purposes—information about your creditworthiness

n  affiliates from using your information to market to you

n  sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account – unless you tell us otherwise

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

n Our affiliates include McCoy Management Company, LLC, Big Rig Lending, LLC, Big Rig Lending of California, LLC, and First

American Title Lending of Georgia, LLC

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

n Lifeline Lending, LLC does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

n      Lifeline Lending, LLC doesn’t jointly market.

Other important information

Subscriber text messaging originator opt-in data and consent details will not be shared with any third parties except when explicitly authorized by the subscriber.


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